A business owner managing her company's spending

Business banking

A card that keeps pace with your spending

Cashback on every purchase, free employee cards with individual limits, and tools that plug into your accounting software.

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Cashback on purchases

Up to 2%

Annual fee

Employee cards

Free

Business Cash Card

Straightforward cashback on everyday business spending.

Annual fee$0

Cashback1.5% on all purchases

EligibilityGood credit

Employee cardsFree

Foreign transaction fee3%

Apply for Cash Card

Your business spending, working for you

Cashback on everything

Earn on every business purchase — supplies, travel, utilities, vendors and more.

Free employee cards

Issue cards to employees with individual spending limits you set.

Expense reporting

Transactions categorize automatically and export to your accounting software.

No foreign transaction fees*

Do business globally without per-transaction surcharges on the Rewards Card.

Flexible credit limits

Starting limits that grow with your business as you build a track record.

Zero liability protection

No liability on unauthorized purchases, with real-time fraud alerts.

Stay in control

Spending tools built for teams

Set spending limits per card

Give each employee a card with the limit that fits their role.

Freeze a card instantly

Lost a card or spotted something odd? Freeze it in seconds in the app.

Sync to your books

Connect to QuickBooks, Xero or export a CSV at month's end.

How it works

Apply in three steps

Step 1
Apply online or in branch
We review your business and personal credit. Most decisions within 1 business day.
Step 2
Set up employee cards
Add employees, set individual limits and turn on spend notifications.
Step 3
Earn and manage
Cashback is credited monthly. Connect your accounting software for easy reconciliation.

FAQs

Your questions answered

A personal guarantee is required for most small business credit cards, which includes a check on your personal credit as part of the application.

Yes. After 6 months of responsible use, you can request a credit limit increase by contacting your business banker.

Cashback is applied automatically as a statement credit each month — no points portal or minimum redemption.

You have zero liability for unauthorized transactions, and you can freeze or cancel employee cards instantly.

No. Both the Cash Card and Rewards Card have no annual fee.

Ready to apply for a business card?

Apply online or in branch — most decisions within 1 business day.

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