Credit cards

A card that rewards how you spend

Cashback on groceries, gas and everyday purchases, with no annual fee and rewards that never expire.

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Cashback

Up to 3%

Annual fee

12-month intro

0% APR

Community Card

A simple, no-annual-fee card that earns on everything.

Annual fee$0

Cashback1% on all purchases

EligibilityGood credit

Intro APR0% for 12 months

Foreign transaction feeNone

Apply for Community Card

More than just a card

Up to 3% cashback

3% on groceries and gas, 2% on dining and 1% on everything else — automatically.

No annual fee

Keep the rewards, skip the cost. Both cards carry a $0 annual fee.

0% intro APR

No interest on purchases for the first 12 months — handy for a big purchase or a balance transfer.

Free credit score monitoring

Check your score any time in the app, with no impact to your credit.

Zero-liability fraud protection

24/7 fraud monitoring with real-time alerts, and no liability on unauthorized purchases.

Contactless & digital wallet

Tap to pay with your physical card, or add it to Apple Pay, Google Pay or Samsung Pay.

Manage it your way

Your card, controlled from your phone

Freeze your card instantly

Lost it, or just being careful? Freeze and unfreeze in the app any time.

Track cashback in real time

See exactly what you've earned this month, category by category.

Set spend alerts

Get notified the moment your card is used, so nothing catches you by surprise.

Rewards Card

$42.18

Cashback earned this month

Grocery store

−$64.21

+$1.93

Gas station

−$41.00

+$1.23

Coffee shop

−$4.75

+$0.10

Online shopping

−$92.40

+$0.92

How it works

Get your card in three steps

Step 1
Apply in minutes
Complete your application online or in branch. Most people get a decision in seconds.
Step 2
Receive your card
Your card arrives in 7–10 business days. Activate it instantly and start earning.
Step 3
Earn and redeem
Cashback is credited to your statement automatically each month — no redemption hoops.

Credit is subject to status. You must be 18 or over and a U.S. resident to apply. APR and credit limit depend on your individual circumstances. Missing payments can affect your credit score and ability to borrow in future.

FAQs

Your questions answered

No. Your cashback never expires as long as your account stays open and in good standing.

Yes. Both cards carry no foreign transaction fees, so you can spend abroad without surcharges.

Lock your card instantly in the app, then call our 24/7 card services line to request a replacement.

Balance transfers typically post within 5 to 7 business days after your application is approved.

Checking your eligibility uses a soft search that isn't visible to other lenders. A full application includes a hard credit check.

Ready to start earning?

Apply online in minutes, with a decision in seconds for most applicants.

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