Step 1
Tell us your goals
What you're investing for, when you'll need the money and how you feel about risk.
Step 2
Choose how to invest
Pick a ready-made portfolio, or let our team manage it for you.
Step 3
Track your progress
See how your investments are doing any time in the app, with a full review each year.

Capital at risk. Investments are not bank deposits and are not insured. Their value can go down as well as up, and you may get back less than you invest. Past performance is not a reliable guide to future returns.

FAQs

Your questions answered

You can start with $50 a month or a $500 lump sum in a ready-made portfolio. Managed portfolios start at $10,000.

Savings earn interest and your balance doesn't fall. Investing puts your money into things like shares and bonds. It has the potential for higher returns over time, but the value can go down as well as up.

Yes. You can sell some or all of your investments at any time. It usually takes 3 to 5 business days for the money to reach your account.

You pay an annual management fee, shown for each option above, plus the costs of the underlying funds. We'll show you the total cost before you invest.

Ready to start investing?

Talk to our team about the right option for you.

Start investing Explore private banking

Investing

Grow your money for the future you want

Invest on your own, have us manage it for you, or work with a private banking team. Start from just $50 a month.

Start investing Ways to invest

Minimum monthly investment

$50

Ways to invest

Annual fee

From 0.45%

Invest yourself

Choose from our range of ready-made portfolios and manage them in the app.

MinimumFrom $50 a month

Management fee0.45% a year

Managed for you

Tell us your goals and attitude to risk. Our team builds and manages your portfolio.

MinimumFrom $10,000

Management fee0.75% a year

Private banking

A relationship manager and a team of specialists across your whole financial life.

MinimumFrom $250,000

Management feeTiered from 1.00%

Example fees. Fund costs also apply.

Our services

Investment and wealth services

Investments

Ready-made and managed portfolios to grow your money over the long term.

Find out more

Wealth management

A personal investment manager for larger portfolios.

Find out more

Private banking

A dedicated relationship manager, retirement planning and more.

Find out more

Financial planning

A plan for your goals, from buying a home to paying for education.

Find out more

Estate planning

Make sure your wealth passes to the people you choose.

Find out more

Savings accounts

Not ready to invest? Start with a savings account and earn interest.

Find out more

Before you invest

Is investing right for you?

Have an emergency fund

Keep three to six months of essential costs in an easy-access savings account first.

Pay off expensive debt

Clear credit cards and other high-interest borrowing before you invest.

Think long term

Plan to invest for at least five years so you have time to ride out ups and downs.

Understand the risks

Investments can fall as well as rise, and you may get back less than you put in.

How it works

Start investing in three steps

Step 1
Tell us your goals
What you're investing for, when you'll need the money and how you feel about risk.
Step 2
Choose how to invest
Pick a ready-made portfolio, or let our team manage it for you.
Step 3
Track your progress
See how your investments are doing any time in the app, with a full review each year.

FAQs

Your questions answered

You can start with $50 a month or a $500 lump sum in a ready-made portfolio. Managed portfolios start at $10,000.

Yes. You can sell some or all of your investments at any time. It usually takes 3 to 5 business days for the money to reach your account.

You pay an annual management fee, shown for each option above, plus the costs of the underlying funds. We'll show you the total cost before you invest.

Ready to start investing?

Talk to our team about the right option for you.

Start investing Explore private banking