Our products
Everything your business needs
Business checking
Everyday accounts for taking payments, paying suppliers and running payroll.
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Business savings
Put spare cash to work and build a reserve for tax bills and growth.
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Business loans
Funding for equipment, premises, stock and expansion.
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Card payments
Take card and contactless payments in store, online and on the go.
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Business credit cards
Manage spending with employee cards, limits and cashback.
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Business insurance
Cover for your premises, stock, liability and people.
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Business accounts
Compare our business accounts
Example pricing. Cash deposits above your monthly allowance cost 0.7% of the amount paid in. International payments $15 each above any free allowance.
Whatever your size
Support at every stage of your business
Sole proprietors & start-ups
Simple accounts and tools to get you up and running.
Free banking for 12 months
Invoicing and expense tracking in the app
Start-up loans from $1,000
Small & growing businesses
Room to grow, with lending and payments that scale with you.
Multi-user access with permissions
Overdrafts and loans up to $250,000
Card payments from 1.39% per transaction
Established businesses
A dedicated relationship team for more complex needs.
A named business manager
Commercial mortgages and asset finance
International payments and currency accounts
Business tools
Run your business from your phone
Invoicing
Create and send invoices from the app, and see when they've been paid.
Bulk payments & payroll
Pay staff and suppliers in one go by uploading a payment file.
Multi-user access
Give your team access with their own logins and set who can view, create or approve payments.
Expense cards
Issue debit cards to employees with individual spending limits.
Tax pots
Set money aside automatically for sales tax and your tax bill.
Cash flow insights
See money coming in and going out, and forecast the weeks ahead.
Business lending
Finance to help you grow
Illustrative rates. Lending is subject to status. Security may be required for larger loans.
Card payments
Get paid your way
In person (debit cards)1.39%
In person (credit cards)1.69%
Online payments1.49% + 20p
Card reader$29 one-off
Money in your accountNext business day
Example fees. No monthly contract or minimum term.
Who we work with
Banking for businesses of every kind
Our business managers work with companies across many sectors and understand the challenges each one faces.
Retail & shops
Cafés & restaurants
Trades & construction
Health & beauty
Professional services
Creative & media
Farming & agriculture
Charities & clubs
Property & landlords
Transport & logistics
Technology & e-commerce
Manufacturing
Switching
Switch your business account in 7 days
We do the work
We move your balance, direct debits and standing orders for you.
Pick your switch date
Choose a date that suits your business. It takes 7 business days.
Payments redirected
Payments made to your old account are redirected for 3 years.
12 months' free banking
No monthly fee for your first year when you switch to us.
Be prepared
What you'll need to apply
Business details
Your business name, address, what you do and expected annual turnover.
Employer Identification Number
Your business's EIN, if you're a corporation, partnership or LLC.
Owners and directors
Names, dates of birth and home addresses for directors and anyone owning 25% or more.
Photo ID
A passport or driver's license for each director, uploaded through the app.
Fraud protection
Keeping your business safe
Payment approval rules
Require two people to approve payments over a set amount.
Payee name check
We check the account name matches before you send a payment to a new supplier.
Invoice fraud warnings
If a supplier emails to say their bank details have changed, call them on a number you trust before paying.
24/7 fraud team
Call (555) 302-1911 any time if you spot a payment you don't recognize.
Why us
Business banking made simple
Real people who understand business
Our business team is available by phone Monday to Saturday, and at a branch.
Transparent pricing
Clear monthly fees with no hidden charges. See exactly what you pay before you sign up.
Fast lending decisions
Most loan decisions within 3 business days of a complete application.
Business app and online banking
Pay suppliers, approve payments and check balances from anywhere.
How it works
Open a business account in three steps
FAQs
Your questions answered
Ready to bank with us?
Open a business account online, or talk to our business team.