Business banking

Put your business reserves to work

Competitive yields on idle cash, same-day transfers to checking and no lock-in periods — earn more without losing access to your money.

Open a savings account Compare accounts

On business reserves

High APY

Transfers to checking

Same-day

Monthly fees

Business Savings

A simple reserve account alongside your everyday banking.

Monthly fee$0

Opening deposit$100

InterestCompetitive APY

Withdrawals6 per statement cycle

Transfers to checkingSame business day

Open Business Savings

Reserves that don't just sit there

Competitive business APY

Earn above-average yields on your reserves, reviewed regularly to stay competitive.

Same-day transfers

Move funds between savings and checking instantly through online banking.

Automatic sweeps

Move excess daily balances into your savings automatically — make every dollar work.

No lock-in periods

Unlike CDs, your funds stay accessible — no penalties for moving money when you need to.

Multiple account tiers

Choose Business Savings or Money Market based on your balance and goals.

Interest paid monthly

Interest compounds daily and is credited to your account every month.

What it's for

Build reserves for whatever's next

Tax reserves

Set aside what you'll owe so tax season never catches you short.

Payroll buffer

Keep a cushion so payroll always clears, even in a slow month.

Growth capital

Build up a reserve for equipment, stock or your next hire.

How it works

Start saving in three steps

Step 1
Open alongside checking
Add a savings account when you open business checking, or at any time afterwards.
Step 2
Set up automatic transfers
Schedule weekly or monthly transfers from checking to build reserves effortlessly.
Step 3
Monitor and grow
Track your balance and interest earned in real time in online banking.

FAQs

Your questions answered

Interest is compounded daily and credited to your account monthly.

Yes. Many businesses open separate accounts for payroll reserves, tax savings and capital expenditure.

Business Savings is limited to 6 withdrawals per statement cycle. Money Market accounts offer more flexibility.

The monthly fee is waived when you keep a $2,500 average daily balance. Otherwise it's $10.

Yes, you can link external accounts for transfers through online banking.

Ready to put your reserves to work?

Open a business savings account online, or talk to our business team.

Open a savings account Talk to our business team