Coverage
What's covered
General liability
Covers third-party bodily injury, property damage and advertising injury claims.
Commercial property
Protects your building, equipment and inventory against fire, theft and other perils.
Business interruption
Replaces lost income and covers expenses if you're temporarily shut down by a covered loss.
Workers' compensation
Covers medical bills and lost wages for employees injured on the job.
Professional liability
Protects service businesses from claims of negligence, errors or inadequate work.
Equipment breakdown
Covers the cost of repairing or replacing equipment damaged by a mechanical or electrical failure.
Optional add-ons
Customize your coverage
Cyber liability insurance
Commercial umbrella policy
Directors & officers cover
Employment practices liability
Commercial auto insurance
Product liability cover
Why insure with us
More than just a policy
Bundle and save
Combine general liability and commercial property in one policy at a lower combined rate.
Industry-specific programs
Specialized coverage for restaurants, contractors, healthcare, retail and professional services.
A risk assessment, free
An advisor reviews your business to identify gaps before you ever make a claim.
Claims advocacy
We advocate on your behalf through the claims process for a faster, fairer resolution.
How it works
Get covered in three steps
FAQs
Your questions answered
Ready to get covered?
Talk to an advisor for honest guidance — no obligation.